Bell Tower

The Bell Tower is a Tower-type structure tucked into the Snow Biome, which immediately tells you two things: you will need cold protection to loot it safely, and you should not wander out to it underdressed. The freezing surroundings are as much a threat as anything guarding the place.

Speaking of guards, the tower is held by 2 Frozen Cultists. That is a light garrison by 99 Nights standards, so a player with a decent melee weapon or a ranged option can usually clear it without committing the whole team. The reward for doing so is solid utility loot: Scrap and Fuel to keep your base and campfire running, plus Mossy Coins for spending and a Cold Chest that fits the snowy theme and can hold worthwhile drops.

Overall the Bell Tower is a worthwhile detour rather than a must-rush objective. The two cultists and the cold are manageable risks, and the Fuel and Scrap directly feed the survival loop. Bring warm gear, deal with the pair of cultists quickly, grab the Cold Chest, and head back to the fire before night pressure builds.